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Step 1 of 4 Debt Consolidation Calculator

Hey! I'm Sarah. I'm here to help you find the best way to consolidate. What is your total debt? Please select an option below:

Step 2 of 4 Debt Calculator

How many debts do you have? Please select an option below:

Step 3 of 4 Debt Calculator

Could you also tell me your employment status? Please select an option below:

Step 4 of 4 Debt Calculator

Great news! We can help you. Based on what you told us, you qualify for debt help. Write off up to 90% of your unsecured debt. We just need a few more details...

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    By clicking 'Get Results' you confirm you have read and agreed to our Terms & Policies.

    Our 3 Step Process

    1) Fill out the form

    Take 2 minutes to tell us about your situation and what you need.

    2) Speak to one of our team

    Simply answer a few simple questions to allow us to understand how we can help you.

    3) You decide

    We’ll discuss the options for you, based on what you can afford and allow you to decide the best plan for you.

    What will we do? What will we do?

    • Stop all collection calls and legal action immediately, protecting you legally from the companies you owe money to.
    • Immediately freeze interest and late fees on your debts.
    • Negotiate the largest debt reduction that is fair, working with you on what you can afford.
    • Provide credit counselling focused on your financial health.

    What our customers are saying. We've helped thousands of people, just like you, find a solution suited to their needs


    “Debt Advice Ontario is fantastic. Kind, empathic and non-judgemental. They are life savers they helped with all my debts and worries with a plan that I never ever thought possible. I wish I’d found you sooner”

    Sue, Toronto


    “I was very impressed by both their concern and helpfulness. It’s a weight of my mind and they have stopped my creditors from calling and sending me constant letters. Thank you”

    Rebecca, Hamilton


    “They changed my life with their advice and I can look forward to living debt free, something I could never have done on my own. Supportive staff who listen first then offer choices so I could choose the best option for myself. I felt in control and positive about how I am handling my debts.”

    Matthew, Ottawa

    Why choose us? We've helped thousands of people get out of debt Why choose us? We've helped thousands of people get out of debt

    • Expert team of debt specialists here to help you

    • Confidential advice on all debt matters

    • Convenient offices staffed with friendly local advisors

    Trouble with any of the below? Get in touch. Trouble with any of the below? Get in touch.

    We’re Here to Help!

    Our goal is to help you find the right solution to consolidate. We specialise in helping people who may be facing challenges like bad credit, so they can get approved.

    We can also advise you on other programs and options that can help you achieve your financial goals as a loan may not be the best fit. Let us help you find the best way to consolidate, so you can create the financial life you’ve always wanted.

    Bad Credit Doesn’t Need to Hold You Back

    Financial challenges caused by events like unemployment, divorce, and medical issues can damage your credit, making it harder to recover quickly. But we understand a consumer’s credit may be affected by circumstances that are out of their control. Our aim is to help quickly so you can consolidate successfully and rebuild without delay.

    Call 1 (647) 955 2363 for debt consolidation or complete our form to see if you qualify